How To Create Wealth & Personal Freedom Starting With Less Than $50,000

It takes money to make money, with rare exception.

Most good investments require a minimum investment of $50,000.

So what can you do to get ahead financially when you don' have $50,000 to invest yet?

I like to think of this with the farmer's model of wealth:

  • Step 1: Get Some Seeds
  • Step 2: Plant Your Seeds & Get Them Growing
  • Step 3: Harvest Your Crop & Replant New Crops
  • Step 4: Repeat

The seeds in Step 1 is $50,000 to invest.

If you don't have seeds, you need to get some.

There are 3 ways to get seeds:

  1. Work a job to get a salary.
  2. Work a job to get commissions or performance-based income you can control.
  3. Start a business.

Method #1—The Salaried Job—used to be the safest bet, but these days it's the riskiest bet. That's because the world is changing so fast now, long-term careers are uncommon and they don't pay as well as they used to.

Method #2—The Sales Job—can work well if you have a great product to sell and hungry buyers who want to buy it.

Method #3—Entrepreneurship—is the only one that gives you full control to adapt to the changes in the world.

Why Entrepreneurship Is On The Rise

The old idea of entrepreneurship involves risking lots of money, working 80 hours a week, and always being tied at the hip to your business.

That was before the internet.

Now that we have the internet, some of the most successful businesses are very small, or even solo entrepreneurs.

There are pros and cons...


  • Very low startup costs (potentially even zero)
  • Use online tools instead of employees
  • Use contractors for help, instead of employees
  • Use online tools instead of expensive rent office or retail space
  • With low startup and operating costs, you can keep more of the money you make as profit


  • It can be very difficult to figure out a profitable business model on your own
  • The world changes fast... what's profitable one day might not be the next

If you can eliminate or manage those cons, entrepreneurship can be profitable and take less time than a job.

More people every year are even starting a part-time business on the side.

My highest recommendation for starting a business is to start a consulting business.

I'm biased because I've made millions of dollars with my consulting business, but I'm not alone.

Over at there are thousands of case studies of people who have started a successful consulting business.

That's what I recommend you do if you don't yet have your $50,000 investment portfolio, or "seeds".

Remember, to grow wealth takes 4 steps:

Step 1: Get Some Seeds ($50,000 to invest)
Step 2: Plant Your Seeds & Get Them Growing
Step 3: Harvest Your Crop & Replant New Crops
Step 4: Repeat

The fastest way to get some seeds is to start a consulting business.

I personally know the owner of There are a lot of people online who offer to teach their business methods, but most of them are just fake gurus.

The guys over at have opened their books to me and I've personally verified the success of their methods, their businesses, and their students results.

After I vetted it all, I got them to agree to teach their methods for free in an online class. If you don't yet have $50,000 of "seeds", then I highly recommend you take the free class over at

Happy seed getting!

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